Double-digit yield with a superior risk profile
- Secured real estate with loan-to-values less than 70% and interest rates between 10-15% offer compelling absolute and relative value with a substantial margin of safety.
- Our bridge loans can mitigate a wide variety of case specific risks through a combination of strong asset coverage and tailored structuring.
- Our portfolio typically does not correlate with the broad debt and equity markets or with other secured short duration assets.
Opportunity
- SHC focuses on loans that are too small for institutional lenders where there is little competition and relationships matter.
- We leverage our proprietary origination engine, a systematic and time-tested process and broad capital markets experience to maximize risk-adjusted returns in all market environments.
- Traditional real estate lenders (i.e. regional banks) face significant regulatory and balance sheet constraints that have limited their willingness and ability to lend. This has created a generational opportunity for alternative lenders.
What Sets Us Apart
- An experienced and cycle-tested team with deep relationships, proprietary deal flow and a robust operating platform.
- Thorough upfront diligence and proper structuring.
- Transparent, rapid and responsive communication.
- Disciplined risk management & portfolio construction.
