REAL ESTATE PRIVATE CREDIT

Customized debt solutions for builders and developers nationwide

2016

Founded

$500M+

Financed

220+

Deals Closed

EXPERIENCE  |  FLEXIBILITY  |  SPEED  |  EXECUTION

Silver Heights Capital specializes in fast, flexible debt solutions specifically tailored to individual projects.

We provide an attractive alternative to the rigid and often cookie-cutter offerings from banks and other lenders.

Our disciplined and repeatable process to identify, diligence and structure deals leverages proprietary   origination channels and our team’s deep real estate expertise and experience.

RELIABLE NIMBLE INSTITUTIONAL

WHO WE ARE 

Silver Heights Capital is an alternative asset-based lender focused on
commercial real estate bridge loans secured by hard assets.

WHAT WE DO

We specialize in customized debt solutions for builders and developers that blend
speed and certainty of execution with flexibility throughout a loan’s lifecycle.

Silver Heights Capital Lends Nationwide

“We started in the tri-state area and have organically grown across the country”

OUR EDGE

EXPERIENCE

We leverage the knowledge and network cultivated through firsthand experience developing our own projects to add value beyond just capital.

APPROACH

Guided by a nuanced understanding of our borrowers’ needs and critical pressure points, we deliver a collaborative partnership characterized by mutual respect and adaptability.

RELATIONSHIPS

Deep and enduring relationships are the cornerstone of our business. The trust and loyalty we’ve earned is most evident in the significant number of repeat borrowers within our portfolio.

BORROWERS

Specializing in time-sensitive bridge loans and customized debt solutions

LENDING PARAMETERS

Property Types
Most commercial and non-owner occupied residential
Geography
Nationwide
Size
Specialize in $1,000,000 – $50,000,000
Security
1st lien, 2nd lien, A&B pieces, note-on-note, mezzanine
Term
6 – 30 months
Loan Rate
Starting at [SOFR + 800bps]; fixed-rates available
Leverage
Up to 70% loan-to-value (LTV) / 80% loan-to-cost (LTC)
Amortization
Interest-only (I/O)
Time-to-Close
2 – 4 weeks
Servicing
In-house

LOAN TYPES

*click on icons to learn more

Acquisition

Adaptive Reuse

Asset Stabilization

Construction / Rehab

Discounted Note Payoff

Fix & Flip

Foreclosed Properties

Land

Note Acquisition

Portfolio Aggregation

Refinancing

Rescue Financing

STRATEGY

Bridge loans are an attractive alternative fixed-income asset class

DOUBLE-DIGIT YIELD WITH A SUPERIOR RISK PROFILE

Loans secured by real estate with LTVs less than 70% and interest rates between 10-15% offer compelling absolute and relative value with a substantial margin of safety.

Our bridge loans can mitigate a wide variety of case specific risks through a combination of strong asset coverage and tailored structuring.

Our portfolio is uncorrelated with the broad public debt and equity markets.

WHAT SETS US APART

A cycle-tested team with deep relationships, broad capital markets and principal investing experience and complementary skill-sets.

A compelling and uniquely attractive product for both our borrowers and investors that features transparent, rapid and responsive communication.

A robust platform for institutional management of every facet of our business including:
_

  • Origination, diligence and structuring
  • In-house servicing and monitoring
  • Portfolio construction
  • Risk-management
  • Operations and communication

OPPORTUNITY

Silver Heights Capital focuses on loans that are too small for institutional lenders where competition is scarce and personal relationships matter.

We have generated favorable and consistent returns across market environments by applying a systematic and repeatable methodology to our proprietary deal flow.

Traditional real estate lenders (i.e. regional banks) face significant regulatory and balance sheet constraints that have limited their willingness and ability to lend. This has created a generational opportunity for alternative lenders.

Nothing contained herein constitutes investment, legal, tax, or other advice nor is it to be relied upon in making an investment or other decision. The information on this site is current only as of the date indicated and may be superseded by subsequent market events or for other reasons. Statements concerning financial market trends are based on current market conditions, which will fluctuate. Any and all performance data, qualitative commentary and ‘Forward Looking Information’ is provided for illustrative purposes only and is not intended to serve as, and must not be relied upon as, a guarantee, an assurance, a prediction or a definitive statement, representation or warranty of fact or probability. Actual events and circumstances are difficult or impossible to predict and may differ from assumptions. No representation or warranty is made as to future performance of any asset class or investment product or such Forward Looking Information.

Meet The Team

Leadership

TOMMY HAENDLER

Managing Partner

SETH GREENWALD

Managing Partner

JON STEEL

COO, Portfolio Manager

TEAM

Zev Nijensohn

Managing Director, Head of Business Development

James (PT) Lucchesi

Head of Underwriting

SCOTT HERCKIS, CPA

CFO

Karen Greenfield

Controller

Daniel Bedard, CPA

Accounting

Julie Magnano

Compliance and Operations

Jay Cespedes

Associate, Underwriting and Construction Management

Shlomo Amsellem

Associate, Technology

Michael Rahner

Analyst

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